Terms of Service

1. Estimates Only

All calculations, results, and outputs provided by MortgageCalc Pro are estimates only. They are based solely on the inputs you provide and standard amortization formulas. Actual mortgage payments, interest costs, and total loan amounts may differ significantly due to lender fees, escrow adjustments, rate changes, taxes, insurance premiums, credit history, and other factors outside our control.

2. Not Financial Advice

MortgageCalc Pro is an informational tool. Nothing on this site constitutes financial, legal, tax, accounting, or investment advice. We are not a licensed mortgage broker, lender, financial advisor, or attorney. You should always consult qualified professionals before making any financial decision related to a mortgage or real-estate purchase.

3. No Liability

To the fullest extent permitted by law, MortgageCalc Pro, its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of, or inability to use, the Service — including but not limited to errors in calculations, data inaccuracies, service interruptions, or financial decisions made based on results from this site.

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied.

4. User Agreement

By using the Service, you agree that:

• You are at least 18 years old, or have parental/guardian consent.
• You will use the Service only for lawful, personal, non-commercial purposes.
• You will not attempt to disrupt, reverse engineer, scrape, or abuse the Service.
• You assume full responsibility for any decisions made based on the calculator's output.
• You acknowledge that we may modify, suspend, or discontinue the Service at any time without notice.

5. Intellectual Property

All content, design, code, and branding on MortgageCalc Pro are the property of MortgageCalc Pro and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

6. Third-Party Links & Advertising

The Service may contain links to third-party websites and display third-party advertisements (e.g., via Google AdSense). We are not responsible for the content, policies, or practices of any third-party sites or services.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States of America, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be resolved in the appropriate courts within the United States.

8. Changes to These Terms

We reserve the right to modify these Terms at any time. Continued use of the Service following changes constitutes acceptance of the revised Terms.

9. Contact

Questions about these Terms? Email us at contact@mortgagecalc.online.