Privacy Policy

1. Information We Collect

We do not collect personal information directly. All mortgage calculations run entirely in your browser — your financial inputs (home price, income, etc.) are never transmitted to or stored on our servers.

The only data we collect is anonymous usage data through Google Analytics, including:

• Pages visited and time on site
• Browser type, device type, and operating system
• Approximate geographic location (country/region)
• Referring website

2. Cookies & Google AdSense

We use Google AdSense to serve advertisements on this site. Google and its third-party advertising vendors use cookies to serve ads based on your prior visits to this and other websites.

• Google's use of advertising cookies enables it and its partners to serve ads based on your visits.
• You may opt out of personalized advertising by visiting Google Ads Settings.
• You can also opt out of third-party vendor use of cookies for personalized advertising by visiting aboutads.info.

3. Third-Party Advertisers

Third-party ad servers or ad networks use technology in the advertisements that appear on MortgageCalc Pro. These third-party advertisers may automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and personalize ad content.

MortgageCalc Pro has no access to or control over these cookies used by third-party advertisers. You should consult the respective privacy policies of these third-party ad servers for more detailed information.

4. Your Rights (GDPR)

If you are located in the European Economic Area (EEA), you have the following rights:

• Right to access any personal data we hold about you.
• Right to rectification of inaccurate data.
• Right to erasure ("right to be forgotten").
• Right to restrict processing of your data.
• Right to data portability.
• Right to object to processing for direct marketing.
• Right to withdraw consent at any time.

5. Your Rights (CCPA)

If you are a California resident, you have the right to:

• Know what personal information is collected about you.
• Know whether your personal information is sold or disclosed and to whom.
• Opt out of the sale of your personal information. We do not sell your data.
• Request deletion of personal information we have collected.
• Equal service and price, even if you exercise your privacy rights.

6. Children's Privacy

Our service is not directed to anyone under the age of 13. We do not knowingly collect personal information from children under 13.

7. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by the "Last updated" date at the top of this page.

8. Contact for Privacy Requests

For privacy-related questions or to exercise any of your rights, contact us at: contact@mortgagecalc.online